Becoming a Homeowner

The Family Selection Committee is actively seeking applicants to become Partner Families in Washington and Dodge Counties. HFH-W&DC will review three (3) distinct criteria for a potential Partner Family:

Need

Your present housing must be considered inadequate as per the following:
– you are unable to meet city maintenance standards
– the building has structural problems
– the water, electrical, sewage, or heating systems are not functioning properly
– your rent is in excess of 30% of your gross annual income

You have not been able to obtain housing by conventional means

Ability to Pay

Home is actually bought from Habitat for Humanity of Washington and Dodge Counties.

You must demonstrate your ability to pay the mortgage:
– the monthly mortgage
– real estate taxes
– insurance

You must be able to meet all other family financial obligations
– HFH-W&DC can help you develop a budget in order to determine eligibility

Willingness to participate

12 hours of “sweat equity” must be completed prior to review of your application.

250 hours of “sweat equity” must be completed by each adult per family before house can be occupied.
– this can include hours worked by extended family or friends

Maintenance and repairs are your responsibility after you move in
Maintain an ongoing relationship with HFH-W&DC after moving in, including:
– financial counseling
– household maintenance education

To start the application process, please call the Habitat office at (262) 338-0690.

Income Guidelines

Use this chart to determine if you meet the income guidelines. Your family’s annual gross (before taxes) income must be below the maximum income shown in the chart below.

Washington County

Family
Size
Minimal
Annual
Maximum
Annual
1 $15,204 $27,874
2 $17,376 $31,856
3 $19,548 $35,838
4 $21,720 $39,820
5 $23,458 $43,006

Dodge County

Family
Size
Minimal
Annual
Maximum
Annual
1 $14,448 $26,488
2 $16,512 $30,272
3 $18,576 $34,056
4 $20,640 $37,840
5 $22,291 $40,867